I'm not lucky. I need to pay lots of money for my phone because of my job requirements.
It's like complaining about the price of a sports car when you have a budget for a used cavalier.
Why do you complain about the iPhone when it is a premium product with the fastest mobile internet capabilities with most of the applications running on data? Built in gps, stock monitoring etc.
If you need to make emergency phone calls, the phone companies have plenty of cheaper options for your needs.